.aruae-advisor-template .site-content,
.aruae-advisor-template #content,
.aruae-advisor-template #primary {
  width: 100% !important;
  max-width: none !important;
  margin: 0 !important;
  padding: 0 !important;
  float: none !important;
}

.aruae-advisor-template #page,
.aruae-advisor-template main#primary.aruae-advisor-single {
  position: relative !important;
  inset: auto !important;
  left: 0 !important;
  right: 0 !important;
  width: 100% !important;
  max-width: none !important;
  margin: 0 !important;
  transform: none !important;
}

.aruae-advisor-template .breadcrumbs,
.aruae-advisor-template .breadcrumbs_title,
.aruae-advisor-template .entry-header,
.aruae-advisor-template .entry-footer,
.aruae-advisor-template .post-navigation {
  display: none !important;
}

/* Keep the shared shell on the Advisor navy-and-gold palette. */
.aruae-advisor-template .aruae-topbar a:hover,
.aruae-advisor-template .aruae-topbar a:focus,
.aruae-advisor-template .aruae-shell-footer a:hover,
.aruae-advisor-template .aruae-shell-footer a:focus {
  color: #e3c874 !important;
}

.aruae-advisor-template .aruae-nav-menu > li > a:hover,
.aruae-advisor-template .aruae-nav-menu > li > a:focus,
.aruae-advisor-template .aruae-nav-menu > li.current-menu-item > a,
.aruae-advisor-template .aruae-nav-menu > li.current-menu-ancestor > a,
.aruae-advisor-template .aruae-nav-menu .sub-menu a:hover,
.aruae-advisor-template .aruae-nav-menu .sub-menu a:focus {
  background: #f6f2e7;
  color: #8a6f18 !important;
}

.aruae-advisor-template .aruae-nav-menu > li:last-child > a {
  background: #c9a227;
  color: #070c16 !important;
}

.aruae-advisor-template .aruae-nav-menu > li:last-child > a:hover,
.aruae-advisor-template .aruae-nav-menu > li:last-child > a:focus {
  background: #e3c874;
  color: #070c16 !important;
}

.aruae-advisor-single {
  --advisor-ink: #070c16;
  --advisor-deep: #0a1120;
  --advisor-navy: #101b30;
  --advisor-gold: #c9a227;
  --advisor-gold-light: #e3c874;
  --advisor-cream: #f3f1ea;
  --advisor-paper: #fffdf8;
  --advisor-copy: #334057;
  --advisor-muted: #647087;
  --advisor-line: #d9dce4;
  background: var(--advisor-paper);
  color: var(--advisor-copy);
  font-family: var(--aruae-ds-sans, Arial, sans-serif);
  font-weight: 400;
}

/* Article surfaces are independent of the full-width service-page wrapper. */
.aruae-advisor-template #primary .aruae-ds-container {
  width: 100%;
  max-width: 1280px;
  padding-inline: clamp(1.25rem, 3vw, 3rem);
  margin-inline: auto;
}
.aruae-advisor-template #primary h1,
.aruae-advisor-template #primary h2 {
  padding-top: 0 !important;
  font-family: var(--aruae-ds-serif, Georgia, serif);
  font-weight: 500;
}
.aruae-advisor-template #primary .aruae-ds-eyebrow {
  color: #756017;
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .15em;
  text-transform: uppercase;
}
.aruae-advisor-template #primary .aruae-advisor-single__hero .aruae-ds-eyebrow,
.aruae-advisor-template #primary .aruae-advisor-single__cta .aruae-ds-eyebrow {
  color: #e3c874;
}
.aruae-advisor-template #primary .aruae-advisor-single__hero-grid--text { grid-template-columns: 1fr; }
.aruae-advisor-template #primary .aruae-advisor-single__meta a { color: inherit; }
.aruae-advisor-template #primary .aruae-advisor-single__hero-media figcaption { color: #d8e0ed; font-size: .85rem; margin-top: .8rem; }
.aruae-advisor-template #primary .aruae-advisor-single__layout { grid-template-columns: 230px minmax(0, 1fr); gap: 2.5rem; }
.aruae-advisor-template #primary .aruae-advisor-single__layout--no-toc { display: block; max-width: 920px; }
.aruae-advisor-template #primary .aruae-advisor-single__content {
  --advisor-text: #334057;
  --advisor-heading: #070c16;
  --advisor-link: #756017;
  color: var(--advisor-text);
  overflow-wrap: anywhere;
  font-weight: 400;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-dark, .hv-final, .sg-section--navy, .sg-rule, .sg-final, .aruae-ds-section--deep, .aruae-ds-section--ornate, .aruae-ds-final-cta, .advisor-surface--dark) {
  --advisor-text: #d8e0ed;
  --advisor-heading: #fffdf8;
  --advisor-link: #e3c874;
  background: #0a1120 !important;
  color: var(--advisor-text) !important;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-soft, .hv-warm, .hv-strip, .sg-section--cream, .sg-warning, .aruae-ds-section--soft, .advisor-surface--light) {
  --advisor-text: #334057;
  --advisor-heading: #070c16;
  --advisor-link: #756017;
  background: #f3f1ea !important;
  color: var(--advisor-text) !important;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-card, .hv-step, .sg-card, .sg-step, .sg-fact, .sg-brief, .aruae-ds-card, .aruae-ds-panel, .sg-section--white, .advisor-surface--paper) {
  --advisor-text: #334057;
  --advisor-heading: #070c16;
  --advisor-link: #756017;
  background: #fffdf8 !important;
  color: var(--advisor-text) !important;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(p, li, dt, dd, blockquote, figcaption, details, td) { color: var(--advisor-text) !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(h2, h3, h4, h5, h6, summary, strong) { color: var(--advisor-heading) !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content a { color: var(--advisor-link) !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-eyebrow, .sg-eyebrow, .aruae-ds-eyebrow, .hv-price) { color: var(--advisor-link) !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content span { color: inherit !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content .hv-job-tag { background: #0a1120; color: #fffdf8 !important; }
.aruae-advisor-template #primary :is(a.aruae-ds-btn, a.sg-btn, a.hv-btn) { --advisor-heading: #070c16; --advisor-text: #070c16; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(h2, h3) { max-width: 100%; padding-top: 0 !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content h2 { font-size: clamp(2rem, 3.1vw, 2.8rem); }
.aruae-advisor-template #primary .aruae-advisor-single__content h3 { font-family: var(--aruae-ds-sans); font-size: 1.35rem; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.aruae-advisor-legacy, .aruae-hybrid-v2) { width: 100% !important; margin: 0 !important; padding: 0 !important; background: transparent !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-wrap, .sg-shell, .aruae-ds-container) { width: 100% !important; max-width: none !important; margin: 0 !important; padding: 0 !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.aruae-ds-section, .sg-section, .hv-section, .hv-final, .aruae-ds-final-cta, .aruae-hybrid-v2 > section) { padding: clamp(1.4rem, 3vw, 2.25rem) !important; margin: 1.5rem 0 !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-head, .aruae-ds-section-head) { margin-bottom: 1.5rem; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-head, .aruae-ds-section-head) > h2,
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.sg-section, .aruae-ds-section) h2:first-of-type,
.aruae-advisor-template #primary .aruae-advisor-single__content > h2:first-child { margin-top: 0; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-eyebrow, .sg-eyebrow, .aruae-ds-eyebrow):has(+ h2) { margin-bottom: .75rem !important; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-grid-3, .hv-steps, .sg-process, .sg-facts, .hv-facts, .aruae-ds-grid--2, .aruae-ds-grid--3, .aruae-ds-grid--4) { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1rem; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-media-grid, .sg-split, .sg-hero-grid, .aruae-ds-hero-grid, .aruae-ds-split) { display: grid; grid-template-columns: 1fr; gap: 1.5rem; }
.aruae-advisor-template #primary .aruae-advisor-single__content .sg-columns { columns: 1; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.aruae-ds-card, .aruae-ds-panel, .sg-card, .sg-step, .sg-brief, .sg-fact) { padding: 1.4rem; border: 1px solid #d9dce4; border-top: 3px solid #c9a227; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.aruae-ds-card, .aruae-ds-panel, .hv-card, .hv-step) h3 { margin-top: 0; }
.aruae-advisor-template #primary .aruae-advisor-intro { margin: 0 0 2rem; padding: 0; background: transparent; }
.aruae-advisor-template #primary .aruae-advisor-intro :is(.hv-eyebrow, .sg-eyebrow, .aruae-ds-eyebrow) { display: none; }
.aruae-advisor-template #primary .aruae-advisor-single__content .aruae-advisor-table-scroll { max-width: 100%; overflow-x: auto; margin: 1.5rem 0; border: 1px solid #d9dce4; background: #fffdf8; --advisor-text: #334057; --advisor-heading: #070c16; --advisor-link: #756017; }
.aruae-advisor-template #primary .aruae-advisor-single__content th,
.aruae-advisor-template #primary .aruae-advisor-single__content th :is(p, strong, span) { color: #fffdf8 !important; background: #0a1120; }
.aruae-advisor-template #primary .aruae-advisor-single__toc summary { color: #070c16; font-weight: 600; cursor: pointer; padding-block: .35rem; }
.aruae-advisor-template #primary .aruae-advisor-single__toc li { color: #756017; }
.aruae-advisor-template #primary .aruae-advisor-single__breadcrumbs :is(nav, p) { display: block !important; margin: 0; color: #d8e0ed; }
.aruae-advisor-template #primary .aruae-advisor-single__author a { color: #756017 !important; text-decoration: underline; }
.aruae-advisor-template #primary .aruae-advisor-single__related-grid article { display: flex; flex-direction: column; }
.aruae-advisor-template #primary .aruae-advisor-single__related-grid .aruae-advisor-single__text-link { margin-top: auto; }
.aruae-advisor-template #primary .aruae-advisor-single__related-date { color: #756017; }
.aruae-advisor-template #primary :is(.aruae-ds-actions, .sg-actions, .hv-actions) { display: flex; flex-wrap: wrap; gap: .8rem; }
.aruae-advisor-template #primary :is(a.aruae-ds-btn, a.sg-btn, a.hv-btn) { display: inline-flex; justify-content: center; align-items: center; min-height: 48px; padding: .85rem 1.2rem; border: 1px solid #c9a227 !important; border-radius: 2px; background: #c9a227 !important; color: #070c16 !important; font: 600 .85rem var(--aruae-ds-sans); text-decoration: none; }
.aruae-advisor-template #primary :is(a.aruae-ds-btn, a.sg-btn, a.hv-btn):hover { background: #e3c874 !important; }
.aruae-advisor-template #primary :is(a, summary, [tabindex]):focus-visible { outline: 3px solid #c9a227; outline-offset: 4px; }
@media (max-width: 980px) {
  .aruae-advisor-template #primary .aruae-advisor-single__layout { grid-template-columns: 1fr; gap: 2rem; padding-block: 2rem; }
  .aruae-advisor-template #primary .aruae-advisor-single__toc { padding: 1rem 1.25rem; }
  .aruae-advisor-template #primary .aruae-advisor-single__hero { padding-block: 3rem; }
  .aruae-advisor-template #primary .aruae-advisor-single__hero-media { max-width: 680px; width: 100%; }
}
@media (max-width: 680px) {
  .aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-grid-3, .hv-steps, .sg-process, .sg-facts, .hv-facts, .aruae-ds-grid--2, .aruae-ds-grid--3, .aruae-ds-grid--4) { grid-template-columns: 1fr; }
  .aruae-advisor-template #primary .aruae-advisor-single__content :is(.aruae-ds-section, .sg-section, .hv-section, .hv-final, .aruae-ds-final-cta, .aruae-hybrid-v2 > section) { padding: 1.25rem !important; }
  .aruae-advisor-template #primary .aruae-advisor-single__content h2 { font-size: 2rem; }
  .aruae-advisor-template #primary .aruae-advisor-single__author { padding: 1.25rem; }
}
@media (prefers-reduced-motion: reduce) { html:has(.aruae-advisor-template) { scroll-behavior: auto; } }

.aruae-advisor-single *,
.aruae-advisor-single *::before,
.aruae-advisor-single *::after {
  box-sizing: border-box;
}

.aruae-advisor-single__breadcrumbs {
  border-bottom: 1px solid rgba(227, 200, 116, .18);
  background: var(--advisor-ink);
}

.aruae-advisor-single__breadcrumbs .aruae-ds-container {
  display: flex;
  flex-wrap: wrap;
  gap: .45rem .7rem;
  padding-block: .85rem;
  color: #aeb8ca;
  font-size: .75rem;
  letter-spacing: .06em;
}

.aruae-advisor-single__breadcrumbs a {
  color: #f6f2e7 !important;
  text-decoration: none;
}

.aruae-advisor-single__hero {
  position: relative;
  overflow: hidden;
  padding-block: clamp(4.4rem, 7vw, 7rem);
  background:
    radial-gradient(circle at 84% 16%, rgba(227, 200, 116, .15), transparent 30%),
    linear-gradient(135deg, #070c16, #101b30 72%, #111a2b);
}

.aruae-advisor-single__hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(340px, .92fr);
  gap: clamp(2.5rem, 6vw, 6rem);
  align-items: center;
}

.aruae-advisor-single__hero-copy {
  grid-column: 1;
  grid-row: 1;
  min-width: 0;
}

.aruae-advisor-single__hero-copy h1 {
  max-width: 820px;
  margin: .75rem 0 1.4rem;
  color: #fff;
  font-size: clamp(2.6rem, 4.3vw, 4.4rem);
  line-height: .98;
  letter-spacing: -.045em;
}

.aruae-advisor-single__lead {
  max-width: 760px;
  margin: 0;
  color: #d8e0ed;
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  line-height: 1.72;
}

.aruae-advisor-single__meta {
  display: flex;
  flex-wrap: wrap;
  gap: .65rem 1.25rem;
  margin-top: 1.65rem;
  color: #e3c874;
  font-size: .78rem;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.aruae-advisor-single__hero-media {
  position: relative;
  grid-column: 2;
  grid-row: 1;
  min-width: 0;
  margin: 0;
}

.aruae-advisor-single__hero-media::before,
.aruae-advisor-single__hero-media::after {
  content: "";
  position: absolute;
  width: 42%;
  height: 42%;
  pointer-events: none;
}

.aruae-advisor-single__hero-media::before {
  top: -10px;
  left: -10px;
  border-top: 1px solid var(--advisor-gold-light);
  border-left: 1px solid var(--advisor-gold-light);
}

.aruae-advisor-single__hero-media::after {
  right: -10px;
  bottom: -10px;
  border-right: 1px solid rgba(227, 200, 116, .5);
  border-bottom: 1px solid rgba(227, 200, 116, .5);
}

.aruae-advisor-single__hero-media img {
  display: block;
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border: 1px solid rgba(227, 200, 116, .22);
  border-radius: 4px;
  box-shadow: 0 28px 75px rgba(0, 0, 0, .35);
}

.aruae-advisor-single__facts {
  background: #070c16;
  border-top: 1px solid rgba(227, 200, 116, .15);
  border-bottom: 1px solid rgba(227, 200, 116, .15);
}

.aruae-advisor-single__facts .aruae-ds-container {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.aruae-advisor-single__facts .aruae-ds-container > div {
  min-height: 104px;
  padding: 1.55rem 1.35rem;
  border-right: 1px solid rgba(227, 200, 116, .13);
}

.aruae-advisor-single__facts .aruae-ds-container > div:last-child {
  border-right: 0;
}

.aruae-advisor-single__facts strong,
.aruae-advisor-single__facts span {
  display: block;
}

.aruae-advisor-single__facts strong {
  margin-bottom: .35rem;
  color: #fff;
  font-size: .95rem;
}

.aruae-advisor-single__facts span {
  color: #9eabc0;
  font-size: .82rem;
  line-height: 1.5;
}

.aruae-advisor-single__layout {
  display: grid;
  grid-template-columns: minmax(210px, .32fr) minmax(0, 1fr);
  gap: clamp(2.5rem, 6vw, 6rem);
  align-items: start;
  padding-block: clamp(4rem, 7vw, 7rem);
  background: var(--advisor-paper);
}

.aruae-advisor-single__aside {
  position: sticky;
  top: 8rem;
}

.aruae-advisor-single__toc {
  max-height: calc(100vh - 10rem);
  overflow: auto;
  padding: 1.5rem 1.35rem;
  border: 1px solid var(--advisor-line);
  border-top: 3px solid var(--advisor-gold);
  background: #fff;
  box-shadow: 0 18px 45px rgba(7, 12, 22, .07);
}

.aruae-advisor-single__toc ol {
  display: grid;
  gap: .72rem;
  margin: 1rem 0 0;
  padding-left: 1.2rem;
}

.aruae-advisor-single__toc li {
  color: var(--advisor-gold);
  font-size: .82rem;
  line-height: 1.42;
}

.aruae-advisor-single__toc a {
  color: var(--advisor-copy) !important;
  text-decoration: none;
}

.aruae-advisor-single__toc a:hover,
.aruae-advisor-single__toc a:focus-visible {
  color: #8a6f18 !important;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.aruae-advisor-single__article {
  min-width: 0;
}

.aruae-advisor-single__content {
  color: var(--advisor-copy);
  font-size: 1.05rem;
  line-height: 1.78;
}

.aruae-advisor-single__content > p:first-child {
  color: var(--advisor-ink);
  font-size: 1.2rem;
  line-height: 1.72;
}

.aruae-advisor-single__content h2 {
  scroll-margin-top: 8.5rem;
margin: 2rem 0 1.25rem;
  color: var(--advisor-ink);
  font-size: clamp(2rem, 4vw, 3.25rem);
  line-height: 1.08;
  letter-spacing: -.025em;
}

.aruae-advisor-single__content h3 {
  margin: 2.2rem 0 .8rem;
  color: var(--advisor-ink);
  font-size: clamp(1.3rem, 2vw, 1.65rem);
  line-height: 1.25;
}

.aruae-advisor-single__content p,
.aruae-advisor-single__content ul,
.aruae-advisor-single__content ol,
.aruae-advisor-single__content blockquote {
  margin-top: 0;
  margin-bottom: 1.25rem;
}

.aruae-advisor-single__content a {
  color: #8a6f18;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

.aruae-advisor-single__content img {
  display: block;
  max-width: 100%;
  height: auto;
  margin-inline: auto;
}

.aruae-advisor-single__content figure,
.aruae-advisor-single__content .wp-block-image {
  max-width: 760px;
  margin: 2.25rem auto;
}

.aruae-advisor-single__content figcaption {
  margin-top: .65rem;
  color: var(--advisor-muted);
  font-size: .82rem;
  line-height: 1.55;
}

.aruae-advisor-single__content table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
}

.aruae-advisor-single__content .wp-block-table,
.aruae-advisor-single__content .hv-table-wrap {
  max-width: 100%;
  margin: 2rem 0;
  overflow-x: auto;
  border: 1px solid var(--advisor-line);
  background: #fff;
}

.aruae-advisor-single__content th,
.aruae-advisor-single__content td {
  padding: 1rem;
  border-bottom: 1px solid var(--advisor-line);
  text-align: left;
  vertical-align: top;
}

.aruae-advisor-single__content th {
  background: var(--advisor-ink);
  color: #fff;
}

.aruae-advisor-single__content tbody tr:nth-child(even) {
  background: var(--advisor-cream);
}

.aruae-advisor-single__content details {
  margin: 0;
  padding: 0;
  border-bottom: 1px solid var(--advisor-line);
  background: transparent;
}

.aruae-advisor-single__content summary {
  position: relative;
  padding: 1.25rem 2.5rem 1.25rem 0;
  color: var(--advisor-ink);
  font-weight: 700;
  list-style: none;
  cursor: pointer;
}

.aruae-advisor-single__content summary::-webkit-details-marker {
  display: none;
}

.aruae-advisor-single__content summary::after {
  content: "+";
  position: absolute;
  top: 1rem;
  right: .2rem;
  color: var(--advisor-gold);
  font-size: 1.55rem;
}

.aruae-advisor-single__content details[open] summary::after {
  content: "−";
}

.aruae-advisor-single__content .aruae-hybrid-v2 {
  color: var(--advisor-copy) !important;
  background: transparent !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-wrap {
  width: 100% !important;
  max-width: none !important;
  margin: 0 !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > section {
  margin: 0 !important;
  padding: clamp(2.5rem, 5vw, 4.5rem) clamp(1.25rem, 3vw, 2.5rem) !important;
  border-bottom: 1px solid var(--advisor-line);
  background: var(--advisor-paper) !important;
  color: var(--advisor-copy) !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-soft {
  background: #f6f2e7 !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-warm,
.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-strip {
  background: #f3f1ea !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-dark {
  border-color: rgba(227, 200, 116, .18);
  background: var(--advisor-deep) !important;
  color: #d8e0ed !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > section:first-child {
  padding-top: 0 !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 h2,
.aruae-advisor-single__content .aruae-hybrid-v2 h3,
.aruae-advisor-single__content .aruae-hybrid-v2 p,
.aruae-advisor-single__content .aruae-hybrid-v2 li {
  color: inherit !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > section:not(.hv-dark) h2,
.aruae-advisor-single__content .aruae-hybrid-v2 > section:not(.hv-dark) h3 {
  color: var(--advisor-ink) !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-dark h2,
.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-dark h3,
.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-dark summary {
  color: #fff !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-dark p,
.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-dark li,
.aruae-advisor-single__content .aruae-hybrid-v2 > .hv-dark details > div {
  color: #d8e0ed !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-head {
  max-width: 820px;
  margin-bottom: 2rem;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-eyebrow {
  margin-bottom: .7rem;
  color: #8a6f18 !important;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-grid-3,
.aruae-advisor-single__content .aruae-hybrid-v2 .hv-steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-card,
.aruae-advisor-single__content .aruae-hybrid-v2 .hv-step {
  padding: 1.5rem;
  border: 1px solid var(--advisor-line) !important;
  border-top: 3px solid var(--advisor-gold) !important;
  border-radius: 4px !important;
  background: #fff !important;
  color: var(--advisor-copy) !important;
  box-shadow: 0 14px 36px rgba(7, 12, 22, .07) !important;
  transform: none !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-card h3,
.aruae-advisor-single__content .aruae-hybrid-v2 .hv-step h3,
.aruae-advisor-single__content .aruae-hybrid-v2 .hv-card p,
.aruae-advisor-single__content .aruae-hybrid-v2 .hv-step p {
  color: var(--advisor-ink) !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-media-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, .85fr);
  gap: 2.5rem;
  align-items: center;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-media-grid img {
  width: 100% !important;
  height: auto !important;
  max-height: 480px;
  object-fit: cover;
  border-radius: 4px !important;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-strip-grid {
  display: flex;
  justify-content: space-between;
  gap: 1.5rem;
  align-items: center;
  padding: 1.6rem;
  border: 1px solid var(--advisor-gold);
  background: var(--advisor-cream);
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-btn {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  padding: .8rem 1.15rem;
  border: 1px solid var(--advisor-gold) !important;
  border-radius: 4px !important;
  background: var(--advisor-gold) !important;
  color: #14100a !important;
  font-weight: 700;
  text-decoration: none;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-job-tag {
  display: inline-block;
  margin-bottom: 1rem;
  padding: .4rem .6rem;
  background: var(--advisor-ink);
  color: #fff;
  font-size: .72rem;
  font-weight: 700;
}

.aruae-advisor-single__content .aruae-hybrid-v2 .hv-price {
  color: #8a6f18 !important;
  font-size: 1.5rem;
  font-weight: 800;
}

.aruae-advisor-single__author {
  margin-top: 4rem;
  padding: 2rem;
  border-left: 4px solid var(--advisor-gold);
  background: var(--advisor-cream);
}

.aruae-advisor-single__author h2 {
  margin: .45rem 0 .7rem;
  color: var(--advisor-ink) !important;
  font-size: 1.65rem;
}

.aruae-advisor-single__author p {
  color: var(--advisor-copy) !important;
}

.aruae-advisor-single__related {
  padding-block: clamp(4rem, 7vw, 6.5rem);
  background: var(--advisor-cream);
}

.aruae-advisor-single__section-head {
  max-width: 760px;
  margin-bottom: 2rem;
}

.aruae-advisor-single__section-head h2 {
  margin: .55rem 0 0;
  color: var(--advisor-ink) !important;
  font-size: clamp(2rem, 4vw, 3.2rem);
}

.aruae-advisor-single__related-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.aruae-advisor-single__related-grid article {
  padding: 1.6rem;
  border: 1px solid var(--advisor-line);
  border-top: 3px solid var(--advisor-gold);
  background: #fff;
  color: var(--advisor-copy);
}

.aruae-advisor-single__related-grid article > p:not(.aruae-advisor-single__related-date) {
  color: var(--advisor-copy) !important;
}

.aruae-advisor-single__related-grid h3 {
  margin: .45rem 0 .75rem;
  font-size: 1.35rem;
  line-height: 1.3;
}

.aruae-advisor-single__related-grid h3 a {
  color: var(--advisor-ink) !important;
  text-decoration: none;
}

.aruae-advisor-single__related-date {
  margin: 0;
  color: #8a6f18;
  font-size: .75rem;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.aruae-advisor-single__text-link {
  color: #8a6f18 !important;
  font-weight: 700;
  text-underline-offset: 3px;
}

.aruae-advisor-single__cta {
  padding-block: clamp(4rem, 7vw, 6rem);
  border-top: 1px solid rgba(227, 200, 116, .2);
  background:
    radial-gradient(circle at 12% 20%, rgba(227, 200, 116, .14), transparent 28%),
    var(--advisor-ink);
}

.aruae-advisor-single__cta-grid {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2.5rem;
}

.aruae-advisor-single__cta h2,
.aruae-advisor-single__cta p {
  color: #fff;
}

@media (max-width: 980px) {
  .aruae-advisor-single__hero-grid,
  .aruae-advisor-single__layout,
  .aruae-advisor-single__content .aruae-hybrid-v2 .hv-media-grid {
    grid-template-columns: 1fr;
  }

  .aruae-advisor-single__aside {
    position: relative;
    top: auto;
  }

  .aruae-advisor-single__hero-copy,
  .aruae-advisor-single__hero-media {
    grid-column: 1;
  }

  .aruae-advisor-single__hero-copy {
    grid-row: 1;
  }

  .aruae-advisor-single__hero-media {
    grid-row: 2;
  }

  .aruae-advisor-single__toc {
    max-height: none;
  }

  .aruae-advisor-single__content .aruae-hybrid-v2 .hv-grid-3,
  .aruae-advisor-single__content .aruae-hybrid-v2 .hv-steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 680px) {
  .aruae-advisor-single__hero {
    padding-block: 3.6rem;
  }

  .aruae-advisor-single__hero-copy h1 {
    font-size: clamp(2.45rem, 13vw, 3.8rem);
  }

  .aruae-advisor-single__facts .aruae-ds-container,
  .aruae-advisor-single__related-grid,
  .aruae-advisor-single__content .aruae-hybrid-v2 .hv-grid-3,
  .aruae-advisor-single__content .aruae-hybrid-v2 .hv-steps {
    grid-template-columns: 1fr;
  }

  .aruae-advisor-single__facts .aruae-ds-container > div {
    min-height: auto;
    border-right: 0;
    border-bottom: 1px solid rgba(227, 200, 116, .13);
  }

  .aruae-advisor-single__layout {
    padding-block: 3.5rem;
  }

  .aruae-advisor-single__content .aruae-hybrid-v2 .hv-strip-grid,
  .aruae-advisor-single__cta-grid {
    align-items: stretch;
    flex-direction: column;
  }

  .aruae-advisor-single__cta .aruae-ds-actions,
  .aruae-advisor-single__cta .aruae-ds-btn {
    width: 100%;
  }
}

/* Compact legacy facts stay readable without rebuilding a second page header. */
.aruae-advisor-template #primary .aruae-advisor-single__content .hv-facts { display: block; }
.aruae-advisor-template #primary .aruae-advisor-single__content .hv-fact-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1rem; }
.aruae-advisor-template #primary .aruae-advisor-single__content .hv-fact { padding: 1rem; border-left: 2px solid #c9a227; }
.aruae-advisor-template #primary .aruae-advisor-single__content .hv-fact :is(strong, span) { display: block; }
@media (max-width: 680px) { .aruae-advisor-template #primary .aruae-advisor-single__content .hv-fact-grid { grid-template-columns: 1fr; } }

/* Floating section navigation leaves the full reading column available. */
.aruae-advisor-template #page,
.aruae-advisor-template #content,
.aruae-advisor-template #primary { overflow: visible !important; }
.aruae-advisor-template #primary .aruae-advisor-single__layout {
  display: block;
  grid-template-columns: none;
  padding-block: clamp(2rem, 4vw, 3rem);
}
.aruae-advisor-template #primary .aruae-advisor-single__tocbar {
  position: sticky;
  top: calc(var(--advisor-header-offset, 136px) + 12px);
  z-index: 9900;
  height: 0;
  margin: 0;
  padding: 0;
  border: 0;
  background: transparent;
  box-shadow: none;
  pointer-events: none;
}
.aruae-advisor-template #primary .aruae-advisor-single__tocbar > .aruae-ds-container {
  display: flex;
  justify-content: flex-end;
}
.aruae-advisor-template #primary .aruae-advisor-single__tocbar .aruae-advisor-single__toc {
  position: relative;
  flex: 0 0 auto;
  width: 132px;
  max-height: none;
  overflow: visible;
  margin: 0;
  padding: 0;
  border: 0;
  background: transparent;
  box-shadow: none;
  pointer-events: auto;
}
.aruae-advisor-template #primary .aruae-advisor-single__tocbar summary {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: flex-start;
  min-height: 44px;
  margin: 0;
  padding: .65rem 2.4rem .65rem 1rem;
  border: 1px solid #c9a227;
  border-radius: 3px;
  background: #0a1120;
  color: #fffdf8;
  font-size: .9rem;
  font-weight: 600;
  line-height: 1.4;
  list-style: none;
  box-shadow: 0 4px 14px rgba(7, 12, 22, .16);
}
.aruae-advisor-template #primary .aruae-advisor-single__tocbar summary::-webkit-details-marker { display: none; }
.aruae-advisor-template #primary .aruae-advisor-single__tocbar summary::after {
  content: '';
  position: absolute;
  right: 1rem;
  top: 16px;
  width: 8px;
  height: 8px;
  border-right: 2px solid #e3c874;
  border-bottom: 2px solid #e3c874;
  transform: rotate(45deg);
}
.aruae-advisor-template #primary .aruae-advisor-single__tocbar details[open] summary::after { transform: rotate(225deg); top: 20px; }
.aruae-advisor-template #primary .aruae-advisor-single__tocbar ol {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  left: auto;
  width: min(420px, calc(100vw - 2.5rem));
  max-height: min(65vh, calc(100dvh - var(--advisor-header-offset, 136px) - 150px));
  overflow-y: auto;
  overscroll-behavior: contain;
  margin: 0;
  padding: .6rem .65rem .6rem 2.3rem;
  border: 1px solid #d9dce4;
  border-top: 2px solid #c9a227;
  background: #fffdf8;
  box-shadow: 0 12px 30px rgba(7, 12, 22, .18);
}
.aruae-advisor-template #primary .aruae-advisor-single__tocbar details:not([open]) > ol { display: none; }
.aruae-advisor-template #primary .aruae-advisor-single__tocbar details[open] > ol { display: block; }
.aruae-advisor-template #primary .aruae-advisor-single__tocbar li { margin: 0; padding: 0; font-size: .9rem; }
.aruae-advisor-template #primary .aruae-advisor-single__tocbar a { display: block; padding: .7rem .6rem; border-left: 3px solid transparent; line-height: 1.45; }
.aruae-advisor-template #primary .aruae-advisor-single__tocbar a:hover { background: #f3f1ea; }
.aruae-advisor-template #primary .aruae-advisor-single__tocbar a[aria-current="location"] { background: #f3f1ea; border-left-color: #c9a227; color: #070c16 !important; font-weight: 600; }
.aruae-advisor-template #primary .aruae-advisor-single__content :is(h2, h3) {
  scroll-margin-top: calc(var(--advisor-header-offset, 136px) + 76px);
}
@media (max-width: 680px) {
  .aruae-advisor-template #primary .aruae-advisor-single__tocbar { top: calc(var(--advisor-header-offset, 110px) + 8px); }
  .aruae-advisor-template #primary .aruae-advisor-single__tocbar .aruae-advisor-single__toc { width: 122px; }
}

/* Shared spacing around card groups, independent of their inner grid gap. */
.aruae-advisor-template #primary .aruae-advisor-single__content {
  --advisor-card-gap: 1.5rem;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-grid-3, .hv-steps, .hv-fact-grid, .sg-process, .sg-facts, .aruae-ds-grid, .aruae-ds-grid--2, .aruae-ds-grid--3, .aruae-ds-grid--4, .wp-block-columns) {
  gap: var(--advisor-card-gap);
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-grid-3, .hv-steps, .hv-fact-grid, .sg-process, .sg-facts, .aruae-ds-grid, .aruae-ds-grid--2, .aruae-ds-grid--3, .aruae-ds-grid--4, .wp-block-columns):not(:first-child) {
  margin-top: var(--advisor-card-gap) !important;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-grid-3, .hv-steps, .hv-fact-grid, .sg-process, .sg-facts, .aruae-ds-grid, .aruae-ds-grid--2, .aruae-ds-grid--3, .aruae-ds-grid--4, .wp-block-columns):not(:last-child) {
  margin-bottom: var(--advisor-card-gap) !important;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-card, .hv-step, .sg-card, .sg-step, .sg-brief, .aruae-ds-card, .aruae-ds-panel) + :is(p, ul, ol, .hv-actions, .sg-actions, .aruae-ds-actions) {
  margin-top: var(--advisor-card-gap) !important;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-card, .hv-step, .sg-card, .sg-step, .sg-brief, .aruae-ds-card, .aruae-ds-panel) > :first-child {
  margin-top: 0 !important;
}
.aruae-advisor-template #primary .aruae-advisor-single__content :is(.hv-card, .hv-step, .sg-card, .sg-step, .sg-brief, .aruae-ds-card, .aruae-ds-panel) > :last-child {
  margin-bottom: 0 !important;
}